To take advantage of the $100.00 guarantee we advertise, all you have to do is allow Crossroads Mortgage to give you a Good Faith Estimate. Then if you choose to take your business somewhere else, just close the same loan at another lender and bring us a copy of the HUD-1 Settlement Statement and the new mortgage note from the closing. If the total Hard Costs* and Interest rate are less that what Crossroads Mortgage estimated for you on our Good Faith Estimate, we will cut you a check for $100.00 no questions asked. The loan must be of the same amount and for the same purpose as when we do our original Good Faith Estimate.
Thank you for allowing Crossroads Mortgage to serve your mortgage needs!!
*Hard Costs are defined as loan costs that are directly related to the loan. They do not include estimated taxes and insurance reserve deposits nor prepaid interest.
**Loan Purpose refers to one of the following: Purchase Loan, Refinance or Cash Out Refinance Loan.
Crossroads Mortgage
$100 Guarantee